He said a particular challenge would be to reduce the “current lengthy” decision-making process for new investments.Limbach said PGGM’s fiduciary service would not be available as a standalone product, but would be part of the asset manager’s overall package, in alignment with its goal of playing a “prominent role in the consolidation occurring within the Dutch pensions sector”.He added that PGGM would increase its seven-strong fiduciary team to 10 next year.To make the service more visible, it was given the name Fiduciary Advice at the start of this year.Limbach said PGGM had no plans to offer its fiduciary services abroad.The asset manager has been providing fiduciary services since it became independent from its largest client, the €149bn healthcare scheme PFZW, in 2008.Since then, the service has been developed gradually within its overall service package for all clients.These also include the pension funds for general practitioners (SPH), painters and decorators (Schilders), architects and security, as well as the company scheme of Smurfit Kappa, the packaging material manufacturer. PGGM, the €167bn asset manager and pensions provider, has ramped up its fiduciary services for existing and new clients, according to Chris Limbach, head of the fiduciary advice team.Limbach said the company had shifted its fiduciary offering from a “one-step solution to a process comprising several stages”, with the view to giving clients more control over the implementation of their investment policies.He said PGGM aimed to improve the quality of its decision-making processes in light of the growing regulatory burden on its existing six clients. PGGM’s fiduciary approach now addresses the elements of an asset-liability management study (ALM) separately, matching asset classes with a scheme’s specific requirements and mandates, in addition to monitoring and evaluating asset managers, Limbach said.
Newton Investment Management – Matt Pumo has been appointed as head of UK consultant relations as a new addition to the international business development team. Pumo will work alongside Ross Byron-Scott and report to Julian Lyne, recently appointed global head of distribution. He joins Newton from Neuberger Berman and has previously worked at Gartmore Investment Management and Liontrust Asset Management.PGIM Fixed Income – Bas NieuweWeme has joined PGIM Fixed Income as managing director, leading the global client service, consultant relations, distribution, liability-driven investing and marketing teams. He will report to Michael Lillard, head of PGIM Fixed Income. Meanwhile, Peter Cordrey, global head of product management and distribution, will retire in the fourth quarter after 20 years with the company. Veritas – Samuel von Martens has been voted in as a member of the supervisory board of Finnish pension insurance company Veritas, replacing Tony Karlström, who has resigned. Von Martens will continue in the role until the end of 2017, as Karlström resigned in the middle of the term. Franklin Templeton Investments – Charukie Dharmaratne has taken on a new role at Franklin Templeton Investments as senior PR executive, responsible for communications in Europe, the Middle East and Africa. She previously worked at CNC Communications & Network Consulting. BMO Global Asset Management – Otto Donner has been hired by BMO Global Asset Management as sales director for the Nordic Region. Donner joins from East Capital Asset Management, where he was head of sales for the Nordics, and responsible for institutional, wholesale and retail clients across the Nordic countries, Baltics and the UK. In his new job, he reports to Robert Elfström. Columbia Threadneedle Investments – Kath Cates has joined the board of Threadneedle Asset Management Holdings, from 10 May, as well as the board of Threadneedle Investment Services, from 29 March – in both cases becoming a non-executive director. Her most recent executive role was global COO at Standard Chartered Bank, based in Singapore. Cates is also a non-executive director of RSA Insurance Group, where she chairs the board’s risk committee, and a member of the group audit and remuneration committees. In addition to this, she is a non-executive director of Brewin Dolphin. Univest Company (Unilever) – Rogier van Aart has joined Rotterdam-based Univest Company – part of Unilever – where he will advise the Unilever pension funds on strategic and tactical asset allocation. He was previously employed by Aegon Asset Management in The Hague for nearly 11 years, where he had the same role as he is now taking on at Univest. Martin Currie – Mark Whitehead, head of income at Martin Currie, has joined Alan Porter as co-manager of the Legg Mason IF Martin Currie Global Equity Income Fund. He has also been appointed lead manager of the global equity income investment trust, Securities Trust of Scotland. Whitehead joined Martin Currie last November from Sarasin and Partners, where he was head of the equity income team and lead portfolio manager for the global equity income range.UNEP FI – Eric Usher has been appointed head of the United Nations Environment Programme (UNEP) Finance Initiative (FI), which he has been leading in an interim capacity since 2015. Before becoming head of the UNEP FI Secretariat, Usher was responsible for a programme portfolio advancing new public/private instruments for financing cleaner energy infrastructure and improving energy access. He was seconded to the UN Framework Convention on Climate Change for development of the Green Climate Fund. Before joining UNEP, Usher was general manager of a solar rural-electrification company based in Marrakesh. SPF Beheer, Manulife Asset Management, AXA Investment Management, Lyxor, Unigestion, Newton Investment Management, Neuberger Berman, PGIM Fixed Income, Veritas, Franklin Templeton Investments, BMO Global Asset Management, East Capital Asset Management, Columbia Threadneedle Investments, Univest Company (Unilever), Aegon Asset Management, Duet Group, Martin Currie, UNEP FISPF Beheer – Garry Meulendijks has started as head of actuarial management at SPF Beheer, the €18bn asset manager and pensions provider for railways pension fund SPF and public transport scheme SPOV. He had been working at the actuarial department of SPF Beheer for the past 12 years, most recently as senior actuary. Meulendijks has succeeded Ben de Groot, who has taken early retirement after almost 11 years in the job.Manulife Asset Management – Martin Powis and Alan Burnett have been appointed to distribution roles at Manulife Asset Management for the UK and Ireland, based in the London office. Powis has become head of institutional sales and relationship management, while Burnett is now head of wholesale sales and relationship management. Powis was most recently director of UK institutional sales at AXA Investment Management, covering corporate pension plans and third-party insurance relationships. He has also worked at DB Advisors, Ignis Asset Management and Gartmore Investment. Burnett, meanwhile, previously worked at Lyxor, developing its alternatives and absolute return multi-asset business in the UK wholesale market. Before that, he worked at Martin Currie Investment, Liontrust Asset Management, AXA Asset Management and Deutsche Morgan Grenfell Unit Trust Management.Unigestion – David Chesner has been appointed as a director on the institutional clients alternatives team at Unigestion and will lead the sales strategy for the asset manager’s alternative investment products and services. He joins from international alternative asset manager Duet Group, where was was responsible for client relationships and business development across Europe and Asia. Carlos Stelin is also joining the alternatives team as a director, and he, too, worked at Duet Group previously, having been part of its investor relations team, liaising with European institutional clients. Leila Haddioui has been hired as senior vice-president in the alternatives team, joining the company from Abbeville Partners, where she was responsible for business development. Janice Cheung is another new hire on the alternatives team, becoming sales assistant joining from AXA Investment Managers, where she was part of the UK wholesale sales team. The new alternatives staff will join Caroline Bradshaw, director, who has been with the institutional sales team since 2014.
December 10, 1999Sited on a secluded mesa, two miles from the nearest highway, residents at Arcosantienjoy a pristine habitat right at their doorstep. This exposure fosters a keensense of responsibility in maintaining a clean environment. We fastidiously recycleand reuse everything we can, and in the the spirit of stewardship, we also participate in the Adopt A Highway Program,maintaining a section of Highway 17, near our exit at Cordes Junction. The prizethis time around for most unusual object found by the highway-side?: a full boxof Viagra. Photo and text by Benjamin Ericson.
Categories: Wentworth News State Rep. Jason Wentworth, chair of the House Select Committee on Reducing Car Insurance Rates, today issued the following statement in response to Gov. Gretchen Whitmer signing historic no-fault car insurance reform:“Back in January, my mission when pursuing landmark no-fault reform was for the historic 100th Legislature to come together in a bipartisan fashion, set our differences aside and finally figure out a way to fix a broken car insurance system responsible for financial hardships within many Michigan households. In just six months, after poring over every aspect of the issue, taking several hours of public testimony, hearing from thousands of drivers and their families, giving every stakeholder a seat at the table and passionate negotiations with our governor and Democratic partners, we have finally stepped up for the more than 7 million drivers across the state. After decades of partisan gridlock, we have finally delivered a bipartisan compromise that will no longer compromise people’s hard-earned money when they pay for car insurance.” 30May Chair Wentworth provides statement after historic no-fault reform signed into law
DELHI, INDIA – An unidentified man smokes a traditional “bidi” cigarette. India faces an epidemic of tobacco use, which is higher among impoverished classes. Image Credit: Dana Ward / Shutterstock The 5 year strategic plan is called the 13th General Programme of Work or the 13th GPW.Second on the list are non-communicable diseases including cancer, heart disease, stroke, diabetes etc. The WHO report states that around 70 percent of the deaths are caused by these non-communicable diseases. It kills around 41 million deaths around the world. Of these 15 million people who die prematurely of these diseases belong to age group of 30 to 69 years.According to the WHO the main culprit behind these rising number of deaths due to non-communicable diseases alongside infectious diseases is the change in the lifestyle of the majority of the population. There is a stark rise in physical inactivity and sedentary life says the report. Tobacco use and alcohol abuse are other major contributors. Unhealthy diet and intake of sugar rich trans fat containing processed foods are responsible for rise in obesity across the globe and this leads to obesity related diseases such as diabetes, heart diseases, stroke, metabolic syndrome etc. These risk factors are also responsible for mental health disorders that are affecting a large proportion of the world population.Related StoriesSpecial blood test may predict relapse risk for breast cancer patientsObese patients with Type 1 diabetes could safely receive robotic pancreas transplantNew method improves detection of atrial fibrillation in stroke survivorsAccording to the report the baseline number of deaths attributed to non communicable diseases in 2018 is 20 percent. The WHO target is at 15.5 percent as part of the SDG. The target is a “20% relative reduction in the premature mortality (age 30-70 years) from NCDs (cardiovascular, cancer, diabetes, or chronic respiratory diseases) through prevention and treatment.”The report says that the indicators they would use to assess progress over the 5 year plan are – “By 2030, reduce by one third premature mortality from non-communicable diseases through prevention and treatment and promote mental health and well-being” “Support the research and development of vaccines and medicines for the communicable and non-communicable diseases that primarily affect developing countries, provide access to affordable essential medicines and vaccines…” “Probability of dying between the exact ages of 30 and 70 years from CVD, cancer, diabetes, or chronic respiratory diseases” “Mortality rate attributed to cardiovascular disease, cancer, diabetes or chronic respiratory disease” “Total net official development assistance to medical research and basic health sectors” “Proportion of health facilities that have a core set of relevant essential medicines available and affordable on a sustainable basis” The SDG set by WHO for the 5 year term include; By Dr. Ananya Mandal, MDJan 21 2019The World Health Organization (WHO) has listed out 10 major threats to the health of majority of the global population in 2019. The problems range from communicable diseases such as measles and diphtheria that are vaccine preventable, to non communicable diseases such as heart disease, obesity, drug resistant microbes etc. This year 2019 is slated to be the start of the five-year plan from the organization to tackle these threats.
Source:https://muhc.ca/newsroom/news/maternal-gestational-diabetes-linked-diabetes-children Reviewed by Kate Anderton, B.Sc. (Editor)Apr 16 2019Children of mothers who had gestational diabetes during pregnancy could be at increased risk of type 1 diabetes themselves, according to a new study led by a team at the Research Institute of the McGill University Health Centre (RI-MUHC) that was published in the Canadian Medical Association Journal (CMAJ).Early detection of diabetes is important in children and youth, as many — about 25 percent — are diagnosed when seeking care for diabetic ketoacidosis, a potentially life-threatening complication of diabetes that can occur when the body starts running out of insulin.”Although type 1 and type 2 diabetes in parents are well-established risk factors for their offspring to become diabetic, we show in this study that gestational diabetes may also be a risk indicator for type 1 diabetes in the mother’s children. We found that a child or teen whose mother had gestational diabetes was nearly twice as likely to develop type 1 diabetes before the age of 22,” says senior study author Dr. Kaberi Dasgupta, director and senior scientist of the Centre for Outcomes Research and Evaluation (CORE) at the RI-MUHC and an associate professor of medicine at McGill University.The study of 73,180 mothers compared data from Quebec (1990-2012) on randomly selected single births from mothers with gestational diabetes to births from mothers without gestational diabetes. The incidence — the number of new cases — of diabetes per 10,000 person-years was 4.5 in children born to mothers with gestational diabetes and 2.4 in mothers without.”Only a small number of children will develop diabetes before the age of 22, even if their mothers had gestational diabetes,” says study co-author, Dr. Meranda Naklha, a pediatric endocrinologist at the Montreal Children’s Hospital of the MUHC and an assistant professor of pediatrics at McGill University. “However, parents and healthcare providers should consider the possibility of diabetes if children start showing signs such has frequent urination, excessive thirst, or weight loss, particularly if their moms had gestational diabetes.”Related StoriesGuidelines to help children develop healthy habits early in lifeResearch reveals genetic cause of deadly digestive disease in childrenDiet and physical exercise do not reduce risk of gestational diabetesAccording to the authors, the reasons for this relationship need to be examined in future studies but the evidence of the link may help to accelerate the diagnosis of diabetes in young people.”This study is important, as we try to understand risk factors for type 1 diabetes,” says Dr. Jan Hux, President and CEO of Diabetes Canada, which funded the research. “This research may result in a greater propensity for healthcare providers to promptly test children who present with typical diabetes symptoms and who are born to mothers with gestational diabetes, thereby reducing the likelihood of severe incidents like diabetic ketoacidosis. We look forward to improving the lives and outcomes of children through greater research in this area.”Diabetes: type 1 versus type 2(source: Diabetes Canada)Type 1 diabetes generally develops in childhood or adolescence, but can also develop in adulthood. People with type 1 diabetes aren’t able to produce their own insulin (and can’t regulate their blood sugar) because their body’s immune system is attacking the pancreas. Roughly 10 percent of people living with diabetes have type 1 insulin-dependent diabetes.Type 2 diabetes is most commonly developed in adulthood, although it can also occur in childhood. People with type 2 diabetes can’t properly use the insulin made by their bodies, or their bodies aren’t able to produce enough insulin. Roughly 90 percent of people living with diabetes have type 2 diabetes.
Run privacy checkups”This report is a clarion call for tech companies and privacy regulators, that as these devices are brought into the home, there’s nearly unanimous concern about privacy,” said James P. Steyer, founder and CEO of Common Sense Media. “Until privacy regulations are worked out, parents should turn off their home assistant’s microphone when they’re not using it and do regular privacy checks to maintain their comfort level with these devices.”Adds Jon Cohen, chief research officer at SurveyMonkey, “Our study pinpoints privacy as a major concern among consumers who use smart speakers, particularly among parents of young children. As voice-activated assistants are incorporated more fully into family life, brands need to carefully balance these widespread privacy concerns with their relentless build-out of ever-more-advanced features that promise value, convenience, and plain-old fun.”You can visit settings on Amazon’s website to review your Alexa voice history, and listen to and delete any stored recordings. Go to myactivity.google.com to similarly purge Google Home recordings.Among the other SurveyMonkey findings: Parents report that most kids get that the voice-activated assistants are not human, with 39 percent identifying them as robots, and 26 percent as computer programs.Even at that, 79 percent of parents say it’s at least moderately important for their kid to be polite to a voice assistant, which 68 percent report is the case. The youngsters, they claim, have never said anything mean, rude or inappropriate to the assistants.But 55 percent of parents also say that their child’s interactions with a smart speaker haven’t had much of an effect on their kid’s communications skills. And 64 percent say it has had zero effect on their child’s screen-time usage.Half of parents say their children interact with a smart speaker once a day or more, most often to play music (47 percent) but also to get information (12 percent), just to talk or fool around with (12 percent), or to get jokes (10 percent).And about 3 in 10 parents say voice-activated assistants are extremely or very helpful in accomplishing parenting tasks, such as making grocery lists, answering children’s questions, or setting reminders.More than 4 in 10 parents of 6- to 8-year olds say their children use the assistants for homework help. You’re cool chatting up Amazon Alexa, the Google Assistant and Siri and having each come alive when you utter the “Alexa,” “Hey, Google” or “Hey, Siri” wake words. But your kids are also engaging with the popular digital voices inside the smart speakers in your home and your big concern has mostly to do with privacy.That’s the chief takeaway from a new study, exclusive to USA TODAY and conducted in February, by Common Sense Media and SurveyMonkey Audience.More than 4 in 10 of the 1,127 parents of children ages 2 to 8 who participated in the survey say their family uses a smart speaker such as the Amazon Echo or Google Home. Nearly 6 in 10 say their young children interact with a voice-activated assistant such as Siri or Alexa.And 58 percent of parents whose kids use the smart speakers think it is at least moderately likely that someone could hack those speakers and listen in to their conversations. As a result, 40 percent have turned off their smart speaker’s microphone to prevent it from listening.The eavesdropping concerns are not entirely unfounded.You need only rewind to last May when stories emerged about an Oregon family whose private conversations were recorded by their Amazon Echo smart speaker and emailed to a random phone contact.Amazon confirmed the incident at the time, and no, it wasn’t a malicious hack. Alexa triggered the action after hearing an unforeseen combination of random words in a conversation the family didn’t realize was being overheard.It’s important to recognize that while Alexa may be listening for its wake word, it is not constantly recording. But when Amazon’s assistant does wake up, that’s when what it hears is sent to the company’s cloud servers, where your words are recorded and translated into commands. Alexa also keeps a record of all the commands you’ve given it so that it can better learn how to answer you.A whopping 93 percent of parents in the SurveyMonkey poll who use such voice-activated devices say it is important to know when their family’s voices are being recorded. An equal number said it’s important to control whatever information is collected about them. Nearly as many want to control whether the family’s voice data is being used to deliver more targeted ads. Explore further Credit: CC0 Public Domain Amazon’s Alexa won’t pass on recordings if you don’t set up call features ©2019 USA Today Distributed by Tribune Content Agency, LLC. This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. Citation: Hey, Google and Alexa: Parents worry voice assistants can listen in on kids, survey finds (2019, March 29) retrieved 17 July 2019 from https://phys.org/news/2019-03-hey-google-alexa-parents-voice.html