UBA Liberia CEO Lekan Balogun (center): “The launch of MasterCard is one of our strategic objectives to push financial inclusion in Liberia…”By Leroy M. Sonpon IIIUnited Bank for Africa Liberia Limited (UBALL) has launched the first debit MasterCard in the country, becoming the first commercial bank to do so for its clients in Liberia.The UBALL said the cost to acquire the MasterCard is US$5 and it is valid for five (5) years, subject to renewal and replacement.The president and chief executive officer (CEO) of UBALL, Lekan Balogun, said the MasterCard is an electronic payment solution which will deliver a quick, convenient and secure payment alternative for their clients. He asserted that with the launch of the MasterCard, their clients can also use it alongside their Visa and other cards across the country and Africa, and throughout the world.Speaking at the press launch of the MasterCard in Monrovia yesterday, Mr. Balogun said:“We are pleased to launch the MasterCard to enable our customers to take advantage of our enhanced digital banking and a wide range of exclusive features and services that are offered as part of this product.”The UBALL boss said from any UBA branch across the country, customers can be instantly signed up and start using the card right away.“The launch of MasterCard is one of our strategic objectives to push financial inclusion in Liberia and we believe that with this product we will be more effective in the retail banking space,” Balogun said.The head of Digital Banking at UBALL, Prince Chesson, said the new service is in partnership with MasterCard Incorporated or MasterCard Worldwide, an American multinational financial services corporation.Chesson said the UBA and MasterCard partnership is helping to empower people through access to financial tools.MasterCard is a quick go-to-market strategy that ensures that more people are connected to the formal financial sector, giving them the power to pay for goods and services in-store or online wherever MasterCard is accepted. The debit card can also be used at any ATM locally and at millions of ATM locations worldwide.Cardholders will also be able to select their own PIN, giving them full control to approve transactions at points of sale or when withdrawing cash from ATMs.According to UBA, the MasterCard has strong enhanced security features with a chip embedded that contains encrypted information, making it almost impossible for the card to be copied or counterfeited. The card also has a magnetic strip on the back so that cardholders can continue using their cards while merchants are transitioning to new chip-enabled terminals.Additionally, the debit MasterCard gives the cardholder full control of their funds and provides them the ability to withdraw funds directly from a savings or current account.The UBA International Group’s director for marketing and corporate communication, Bola Atta, said: “As a group, we are committed to driving financial inclusion and empowering businesses across Africa, and our partnership with MasterCard enables us to deploy safe electronic solutions to the benefit of the entire country.”She indicated that in line with UBA’s strategic vision, the bank is introducing innovative payment solutions that meet the needs of people across Africa.Meanwhile, the proxy for the Executive Governor of the Central Bank of Liberia, Mrs. Erica Williams, said the CBL sees the launch of MasterCard in Liberia as a steppingstone towards the building of a sustainable and vibrant financial sector; an opportunity to enable expansion and wider outreach of financial services; modernization of the payment system; building a cashless society; and encouraging greater competition in the financial sector.“The Central Bank of Liberia has been enthusiastic and supportive from the inception of the use of digital payments in the country. It is now evident that Liberians have seen the potential of digital payments and its impact in the country as we witness considerable growth in the utilization of digital services,” she said.The manager of Hadid Electronics, Tarik Rassouk, expressed his appreciation on behalf of UBA customers, which included Lonestar Cell MTN, Orange, among others.United Bank for Africa Plc is a leading pan-African financial services group, with a presence in 19 African countries, as well as the United Kingdom, the United States of America and France.UBA was incorporated in Nigeria as a limited liability company after taking over the assets of the British and French Bank Limited who had been operating in Nigeria since 1949. The United Bank for Africa merged with Standard Trust Bank in 2005 and from a single country operation founded in 1949 in Nigeria – Africa’s largest economy – UBA has become one of the leading providers of banking and other financial services on the African continent. The bank provides services to over 14 million customers globally, through one of the most diverse service channels in sub-Saharan Africa, with over 1,000 branches and customer touch points and robust online and mobile banking platforms.UBA was the first Nigerian bank to make an IPO (Initial Public Offering), following its listing on the NSE in 1970. It was also the first Nigerian bank to issue Global Depository Receipts.Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)
FORT ST. JOHN, B.C. – North Peace Secondary School Grade 12 student, Claire Turner, has signed to play soccer with the UNBC Timberwolves.17-year-old Turner, who plays her soccer with the Northern Strikers, was able to make a number of visits to the UNBC campus in Prince George.Turner says those trips were a major factor in her decision to become a Timberwolf.- Advertisement -“The visits were a really big turning point for me. I was able to meet the girls, and they are all amazing. They are so kind and so inviting. I realized their schedule is quite a bit. High school is definitely not as hard as university. It was a little nerve-wracking, but also exciting because I do love the constant work.”UNBC Coach Neil Sedgwick says the Northern Strikers’ style of play is not dissimilar to that of his Timberwolves. His new five-foot-nine striker has the physical tools to make an impact, as well as a willingness to grow her understanding of the game.“I am so excited to add Claire to our program. She will provide us with a hold-up play target who can also drop into midfield and make decisions which will help us keep possession. She knows our playing model well and we are looking forward to watching her progress as a Timberwolf.” Turner will be enrolling at UNBC for Biomedical Studies with aspirations of working in obstetrics. Turner will be playing for the Timberwolves in the upcoming 2019/2020 Soccer Season.
A waitress who had told the jury in Phil Spector’s murder trial that he was fatherly and protective recounted Monday an incident in which the record producer suddenly appeared with a rifle or shotgun to escort her and a friend out of his mansion and said it was for protection. Kathy Sullivan testified she initially thought it was silly for him to escort them to a car with a gun, and that he looked like the cartoon character Elmer Fudd when he came downstairs with the weapon while wearing plaid. She said she had told investigators that “it was the funniest picture in the whole wide world” but also testified that once she and her friend drove away she remarked, “I’m so glad we’re out of there.” The surprise account by Sullivan, a server at one of Spector’s favorite restaurants, was allowed by Superior Court Judge Larry Paul Fidler after a hearing in which she previewed the testimony and the prosecutor argued that it was markedly different than the image of a paternalistic Spector that had been left with the jury. “When’s the last time you heard of a father walking his daughter to the bus station with a shotgun in his hand?” Deputy District Attorney Alan Jackson said to the judge. Defense attorney Roger Rosen argued that the incident was not relevant and was prejudicial. Jackson countered that it was evidence that Spector had immediate access to weapons at his home. Spector is accused of murdering actress Lana Clarkson in the foyer of his mansion. Clarkson died of a gunshot through the mouth in the early hours of Feb. 3, 2003. Spector’s defense claims she shot herself. Four other women have testified Spector threatened them with guns in the preceding years. Spector, 67, was a top music producer in the 1960s and ’70s. Clarkson was best known for a 1980s role in Roger Corman’s “Barbarian Queen.” 160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set!
While others spent a rainy Saturday morning sleeping in, more than 200 high school scholars squared off in a more scientific pursuit. In a practice session for the Los Angeles Department of Water and Power’s 14th annual Science Bowl on Feb. 25, students from more than two dozen high schools relished the chance to sound out their opponents and perfect their strategy. “I really enjoy competing,” said Matthew Richards, 17, of North Hills, who is on Reseda High School’s Science Bowl and Academic Decathlon teams. “It’s the adrenalin of just being there, of testing your skills against other people and knowing you have a chance to win.” But here, what counts is not your jump shot, but your ability to quickly answer college-level questions on everything from physics, chemistry and biology to earth science, computer science and astronomy. AD Quality Auto 360p 720p 1080p Top articles1/5READ MOREGift Box shows no rust in San Antonio Stakes win at Santa Anita It helps if you know the formula for a polyatomic ion, the common name for the antineuritic vitamin (thiamine), what an exothermic reaction is, and if you can work out complicated chemistry formulas and mathematical equations in your head in seconds. The competition, patterned after the old GE College Bowl television series, features teams of four students and one alternate who answer questions posed by a moderator. Like many game shows, opposing teams vie to see who can hit a buzzer fastest to win the right to answer the question first. Richard Erdman, coach of Venice High School squad – which won the regional championship last year and broke North Hollywood’s seven-year winning streak – said the event challenges students to go beyond their normal studies. “Competition turns kids on more than anything else,” Erdman said. “I’ve been lobbying for someone to start a literature bowl and a history bowl for all the kids who are not science addicts.” Alex Yen and Denise Ye, both 17 and of Northridge, compete for the North Hollywood team and said that for them and their teammates, Science Bowl allows them to learn more and exposes them to new fields. “We have a passion for it,” Yen said. Other students said preparing for the competition helps them fine-tune their study habits and improves their time-management skills, which will come in handy when they go to college. “It helps you work under pressure,” said Chas Domike, 17, of Encino, who competes for Reseda High. “Writing an essay with a little (deadline) pressure is nothing like this.” The winning team from the Feb. 25 competition will go on to the U.S. Department of Energy National Science Bowl competition from April 27 to May 1 in Washington, D.C. More than 12,000 students from 1,800 high schools participate in the program nationwide. Los Angeles teams have won four national titles and have achieved final-four status seven times since 1995. The national titles were won by Van Nuys High School in 1995, Venice High School in 1996 and 1997, and North Hollywood High School in 2001. Taft High School is fielding a Science Bowl team this year for the first time, largely due to the efforts of 17-year-old Danny Wudka, of Reseda. Taft has won the U.S. Academic Decathlon national championship twice, so Wudka said he thought it could certainly field a top-notch Science Bowl team, too. Lisa M. Sodders, (818) 713-3663 firstname.lastname@example.org How smart are you? See if you can answer these sample questions from the Los Angeles Department of Water and Power’s Science Bowl. Remember that the high school students in the actual competition must answer within seconds. 1. Physics: A spring with a force constant of 100 Newtons per meter is loaded with a mass of 1.0 kilogram. The period of vibration of this system is approximately: A) .03 seconds B) .31 seconds C) .63 seconds D) 1.2 seconds 2. Computer Science: What type of display screens permit the computer to manipulate pixels on the screen individually rather than as blocks: A) Bit-mapped B) Active-mapped C) SVGA D) Character-mapped 3. Chemistry: Why can water dissolve NaCl whereas hexane cannot: A) Hexane is attracted to the sodium ions, but not to the chlorine atoms. B) As a polar solvent, water is attracted to both anions and cations. C) Both water and salt are inorganic and hexane is organic. D) Water can form hydrogen bonds with NaCl. 4. Biology: In the circulatory systems of a bird, blood is moved through the body loop by the: A) right and left atria B) right and left ventricles C) right atrium and right ventricle D) left atrium and left ventricle 5. Math: USA Deli sells cheese with a 20 percent water content at $3.50 per pound. Removing moisture from the cheese costs $1 per pound of water removed. At what rate per pound would cheese with a 10 percent water content have to be sold to keep the same profit: A) $3.60 B) $3.80 C) $4.00 D) $4.20 (Answers: 1 – C; 2 – A; 3 – B; 4 – D; 5 – C) 160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set!
Jim McGuinness has said he’d never rule out a return to the Donegal job in the future.Jim McGuinness has revealed that he’d never rule out a return as manager of the Donegal GAA Senior team in the future.McGuinness quit as manager a fortnight ago, after an incredible four-year period as manager of Donegal.He’s employed as a Sports Psychologist at Celtic FC, and works closely with the club’s first-team, after gaining an internal promotion from new manager Ronnie Delia. The demands of that job, coupled with the fact he was manager of Donegal for four years, swayed the charismatic Glenties man to quit.He admitted in an interview with Brendan O’Connor on RTE’s The Saturday Night Show that he’d made his mind up he’d be leaving Donegal prior to their All-Ireland final with Kerry.McGuinness transformed the Donegal team from perennial no-hopers to All-Ireland champions within two years.It’s regarded by many as one of the greatest managerial turnarounds in the GAA’s long and illustrious history. When asked by RTE Radio Sport would he ever consider a return, McGuinness refused to rule it out, McGuinness said, “I love my county and I love the people of Donegal.“I love everything about the last five years and what the boys have done and what they’ve given to the county, and I would never rule that out.“I suppose I wanted to give something back to the county. That was the most important thing.“I’m fierce proud of where I come from, and I enjoyed every minute playing for Donegal, and it was an exceptional honour to manage them as well.MCGUINNESS – I’D NEVER RULE OUT A RETURN TO DONEGAL JOB was last modified: October 21st, 2014 by Mark ForkerShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:celtic fcdonegalFutureGAAJim McGuinnessjobnewsSport
Celtic’s touching tribute to tragic Georgia.Celtic FC have paid a touching tribute to tragic Co Donegal schoolgirl Georgia Doherty.The 13-year-old from Inishowen tragically died in a car crash outside Derry last Sunday afternoon.Georgia, from Redcastle, was a huge football fan and supported Celtic and Liverpool. Many at her funeral in Drung on Thursday wore football jerseys in honour of the sports-mad youngster who played soccer and GAA.The Liverpool and Celtic anthem ‘You’ll Never Walk Alone’ was played at her funeral.Before Celtic’s victory over Aberdeen today a picture of Georgia was put up on the screen at Celtic Park saying ‘RIP OUR CELTIC ANGELMeanwhile the PSNI in Derry are still appealing for information from anyone who may have witnessed last Sundays crash to contact them. Tragic Georgia’s sister Lisa, who was driving the car, is still in a serious condition in Altnagelvin Hospital in Derry. CELTIC’S TOUCHING TRIBUTE TO TRAGIC GEORGIA was last modified: March 2nd, 2015 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:CelticdeathdonegalGeorgia Dohertytribute
Johannesburg, Friday 6 December 2013 – Nelson Rolihlahla Mandela, South Africa’s former President who dedicated his life to the country’s struggle for human rights, freedom and the fight for democracy, passed away last night at the age of 95.Brand South Africa Chairperson Chichi Maponya joins the nation, leaders from across the world and the broader international community, in expressing deep sorrow at the passing of former President Nelson Mandela saying, “Madiba embodied our hopes and the realisation of our dreams.”“We are in deep mourning following this loss of indescribable magnitude which is today reverberating across the world. During his imprisonment for 27 years, Madiba carried the aspirations of multitudes of our people who yearned for a free and democratic South Africa. He inspired South Africans and people around the world alike to fight for South Africa’s liberation despite the seeming impossibility of this vision.”“One of the greatest gifts he has bequeathed to this nation is the courage and strength to believe in a tomorrow that is better than today, a tomorrow in which our people live in dignity and prosperity.”“He lived these ideals and brought them to life during his leadership of the country. He has inspired thousands of people to make these same values a part of their lives even when he left public office.”“To many, Nelson Mandela will be remembered as the greatest statesman in the world. His voice and inspirational leadership has contributed enormously to the global fight for democracy and human rights and this has touched millions of people far beyond the borders of our country.”“It is now up to each of us to carry this work forward, to play our part to ensure his legacy endures and South Africa continues to inspire triumph over seemingly insurmountable challenges. As South Africa marks 20 years of democracy, we must continue the work of Madiba – the work of building a society in which all our people enjoy the best that South Africa has to offer, freedom from want, prosperity and development.”“We join the nation and the world in conveying our deepest condolences to the Mandela family. We also offer our immense gratitude and appreciation for sharing Tata with us. We join millions in praying that Madiba’s soul may rest in peace. Lala Ngoxolo Tata,” concluded Ms Maponya.Note to editorsText of President Zuma’s official statement on the passing of Former President Nelson Mandela: http://www.thepresidency.gov.za/index.htmOfficial dedicated Mandela website: http://www.mandela.gov.za/About Brand South AfricaBrand South Africa is the official marketing agency of South Africa, with a mandate to build the country’s brand reputation, in order to improve its global competitiveness abroad. Its aim is also to build pride and patriotism among South Africans, in order to contribute to social cohesion and nation brand ambassadorship.Further resources from Brand South AfricaMedia are invited to visit http://www.southafrica.info/ for further resources which can be reproduced without any copyright infringement. Kindly attribute to Brand South Africa.Follow Brand South Africa@Brand_SA (https://twitter.com/Brand_SA)Tell us how you Play Your Parthttp://www.playyourpart.co.za/tellus-someone@PlayyourpartSA#DoBestFor more information or to set up interviews, please contact:Arahna SinghBrand South Africa CommunicationsTel: +27 11 712 5061 Mobile: +27 (0) 82 491 2332Email: email@example.comVisit: www.brandsouthafrica.comEnds
Simple techniques, standard materialsNew Town worked with several consultants on the design of the home, using both the HERS software and the Passive House Planning Package. Like other high-performance homes, those built by New Town have tight building envelopes and more insulation than conventional houses. But neither building materials nor building techniques are especially exotic.“I think the remarkable thing about our envelope is that it is simple,” New Town operations vice president Bill Rectanus said in a news release from the DOE. “It is built with standard construction materials that are used onsite every day. We are not having to retrain our subcontractors to use some new, high-tech product.”Double-stud exterior walls, consisting of two 2×4 walls separated by a 2 1/2-in. space, are filled with blown-in fiberglass insulation rated at R-36. Studs, 24 in. on center, are staggered to minimize thermal bridging, and walls are built using advanced framing techniques to reduce thermal bridging and save wood.“This wall works well for our climate zone,” Rectanus said. “And every framer in town knows how to frame a 2×4 wall, so it helped us reach a competitive price point.”Vented roofs are built with raised-heel trusses with 14 in. of height at the wall plate and insulated with blown-in fiberglass to R-50. Concrete foundation walls, a standard 8 in. thick, are insulated on the interior to R-19. Airtightness on the three-bedroom, 3,560-sq. ft. house cited by the Energy Department was measured at 2.11 air changes per hour at at pressure difference of 50 pascals.Windows are double-glazed, low-e units with a U-value of 0.28 and a solar heat gain coefficient of 0.22. A production builder working in Denver’s sprawling Stapleton development is buying into the U.S. Department of Energy’s Challenge Home standard in a big way.New Town Builders, which has sold more than 500 homes in Stapleton since it opened in 2001, has pledged to build each of the 250 to 300 homes it will construct there in the next decade to the high-performance, net-zero-ready standard.The 7 1/2-square-mile development on what was once the Stapleton International Airport eventually will include 4,600 homes, according to the U.S.Department of Energy. Energy Star is a minimum requirement for houses built there. But last year New Town adopted the more rigorous Challenge Home standard, and this year was declared the winner of the department’s Housing Innovation Awards in the production building category. It was one of a number of Challenge Home awards announced at the Solar Decathlon in October in Irvine, Calif.Challenge Home houses must meet a number of efficiency and quality requirements verified by third-party inspections. Houses built to this standard are 40% to 50% more efficient than a typical new house and have a Home Energy Rating System (HERS) index in the low to mid 50s, the Energy Department says. Net-zero energy designNew Town offers houses built to two different specs at Stapleton. The Solaris II comes with a 2.75-kW photovoltaic (PV) array and HERS ratings from the high 30s into the low 40s, the Energy Department said. A zero-energy option on this series (the type of house that won the Building Challenge award) includes a 9.5-kW PV system that brings the HERS rating to zero.New Town’s Z.E.N. (“zero energy now”) series homes have HERS ratings of 40 without a PV system and can become zero-energy with the addition of a PV array with a capacity of between 7 kW and 8 kW.Other features include:Whole-house ventilation provided by a continuously operating fan in a first-floor hallway.A tankless water heater for domestic hot water with a PEX plumbing distribution system and on-demand hot-water recirculation.A forced-air heating and cooling system that includes a 97.4% AFUE furnace and a 16 SEER air conditioning unit.Low-flow shower heads and drip irrigation.Z.E.N. homes are available with 3 to 5 bedrooms and 2 1/2 or 3 1/2 bathrooms; the homes sell from the low to mid $400,000s. “We are absolutely competitive and priced right there with the other builders in Stapleton,” New Town Builders marketing director Susan Elovitz says.
Sign up for a free trial and get instant access to this article as well as GBA’s complete library of premium articles and construction details. Start Free Trial Already a member? Log in Heat-pump water heaters are a type of air-to-water heat pump. Almost all heat-pump water heaters sold in the U.S. extract heat from the air in the room where the water heater is located, transferring the heat to water in an insulated tank.In Japan, heat-pump water heaters are configured differently; they have an outdoor compressor rather than an indoor compressor. (The outdoor units of these heat-pump water heaters resemble the outdoor units of a ductless minisplit.) This type of air-to-water heat pump is called a “split system” heat-pump water heater; it is designed to extract heat from outdoor air rather than indoor air.The main advantage of locating the compressor outdoors is that these water heaters don’t lower the temperature of the indoor air during the winter. If this type of air-to-water heat pump has a large enough capacity, it can be used not only for domestic hot water, but also for hydronic space heating. The Daikin Altherma A few models of split-system air-to-water heat pumps are available in the U.S.; perhaps the best known of these appliances is the Daikin Altherma. Daikin manufactures Altherma units that have a large enough capacity to provide space heating as well as domestic hot water.While Daikin Altherma units generally perform well, they have a few disadvantages: Japanese Eco Cute water heaters In Japan, most split-system air-to-water heat pumps use carbon dioxide (CO2) as a refrigerant rather than the R-410A refrigerant used by the Daikin Altherma. Carbon dioxide has at least two advantages over R-410A: it enables an air-to-water heat pump to produce hot water at a higher temperature — as high as 194°F — and it has a lower global warming potential. While the global warming potential (GWP) of R-410a is 2,000, the GWP of CO2… This article is only available to GBA Prime Members
The ICC says Pakistan captain Misbah-ul-Haq has been suspended for one Test match and fined 40 per cent of his match fee for maintaining a slow over-rate during the first Test against New Zealand at Christchurch.Misbah would have missed the second Test in any case as he flew back home following the death of his father-in-law. The Pakistan Cricket Board has already named Azhar Ali to lead Pakistan in the second Test, which starts on Friday at Hamilton.Pakistan team players were also fined 20 per cent of their match fee after they were ruled to be two overs short of their target of 103 overs at Christchurch.Misbah had been found guilty of a minor over-rate offense during the Oval Test against England in August, his second offense within a 12-month period.Pakistan trail the two-Test series 1-0 after losing the first Test by eight wickets.